Real Estate — Short Term
Acquisition, rehab, construction, refinance, repositioning, fix and flip, and ground-up construction.
Terms
Up to 90% LTC / 80% LTV
Timing
Funding in 7–35 days
Capital structured for your project, not a rate sheet.
We evaluate feasibility, risk, capital needs, and exit strategy before introducing capital. The objective is to position qualified projects for the right financing path and the right lender audience.
Capital options reviewed in context.
Six financing paths covering real estate and operating capital. The right path for a deal is decided after the underwriting — not before.
Real Estate — Long Term
Financing for stabilized, income-producing rental, DSCR, and commercial real estate properties.
Terms
Up to 80% LTV
Timing
25–30 year terms
Term Loans
Lump-sum capital with a fixed repayment schedule for large investments, expansions, or operating needs.
Terms
$25K – $500K
Timing
12–60 month terms
Business Lines of Credit
Flexible working capital that lets borrowers draw what they need and pay interest only on what is used.
Terms
Up to $750K
Timing
Approvals in 1–3 business days
Equipment Financing
Leasing or financing for business equipment while preserving working capital.
Terms
$10K – $750K
Timing
6 months–10 year terms
Revenue Based Financing
Capital in exchange for a percentage of future revenue, with payments that adjust to the business.
Terms
$2K – $1M
Timing
3–18 month terms
How we approach a project.
Property and borrower review
Conforming, non-conforming, bridge, and construction loans each require a review of borrower repayment capacity and property attributes. The pre-work decides the path.
Right loan for the objective
Purchasing or refinancing investment real estate requires matching the loan path to the project, hold period, repayment profile, and sponsor goals — not just to whoever quotes fastest.
Fast preliminary read
Through the partnered lending platform, pre-approval is available in under 24 hours with a soft credit pull only. Use it to qualify the path before spending months packaging the wrong file.
From submission to capital alignment.
Four steps from the first conversation to funding. Most files move quickly when the underwriting is sound.
Step One
Submit the project
Tell us about the business, property, and capital need through the lending intake.
Step Two
Receive a preliminary read
Review preliminary terms and choose the financing path that fits the project.
Step Three
Move toward funding
Complete final diligence and move toward funding on the schedule of the product selected.
Step Four
Pay back or renew
Payments and renewal options are handled through the partnered lending platform.
If the project is qualified, let's take a look.
10M Partners provides the structure, financial clarity, and strategic leadership required to move defined projects toward capital readiness.